Betty, thank you so much for your concern. I should be ok by the end of this year. We are in a transition with my health insurance with my retirement system. They have made some adjustments to help us, but there is a delay for the funds to be available. I was under the impression that I would be receiving the money beginning in July, so the next 5 months will be difficult anyway, but now I am finding that the people that are to handle our funds, are going to be holding the funds for two or three months before they will release it to us to reimburse us for paying our insurance costs. It is way too complicated to explain any more clearly, but it has to do with the fact that I have not worked under the SS system long enough to receive those benefits. Anyway, I will. be ok, it always works out in the end, but I get upset and worried before I can deal with it all. I just have to pull back into the faith that I have that it will all be worked out. Right now, I am transitioning into that phase. It is not as dire as I make it out to be most times, just a bit scary. I am not going to be in the street or anything, I really am grateful for what I have once I recover from CHANGE! LOL Thanks so much for caring. Hope this is not too confusing.