When my niece was little, she wanted to go to the store with my mother. Mom told her not to ask for anything because she didn't have money. My niece said, "You have your checkbook." They grasp the concept early on. 1 day ago
Hubby set up his car payments to be taken directly out of the checking account. They took them out when they wanted to, but he would write in the register when he thought they would take them out. Eventually, he just quit writing them in at all which made for disastrous results. We had to refinance the house to pay off the car.
When we moved, we had to wait a long time for accounts to be switched to the new bank. We had to leave money in both accounts and it was a real headache. He fails to write in the register when he uses a debit card. I don't think he would do any better with a credit card. He does have a Discover card, but uses the money he paid out like it is still there to be used, so he is spending it twice. I know he knows better, but he gets what he wants by doing it. Sometimes we have been $1,000 in the red. That is stupid! 1 day ago
Strange isn't it how our view on life changes as we age. I remember thinking my next door neighbor was very brash for speaking her mind but I find most people do as they get older-have figured out they want to speak "their truth" and if you accept it fine and if you don't, they don't really care.
I am getting this way.
As to the 50 cents. My mother added $100 from one page of the check register to the next and I have learned to check that. Also I have to use a magnifying glass to tell an eight from a three and a five from a six on some receipts. I have to recheck numbers to make sure I did not write down the wrong number. I have difficulty reading hubby's chicken scratches. He is left-handed and his zeros, eights and threes look like something else (not numbers)! 1 day ago
We both put $150 a month towards savings. We saved $300 a month when he worked. We want to visit our daughter in Wyoming and then go to Colorado, so it is important to leave the savings alone.