Think those small purchases don't really affect your savings? If you make small changes in your life, you could save big in a year. Take a look at some of these money-saving measures that take minimum effort!
Switch from an expensive latte ($4.25) to regular coffee ($1.15) once every weekday and you'll save over $800 in a year!
Bring your own bags. Tote three reusable bags to a grocery store that offers an incentive program (5 cents back per bag) twice a week. Your savings will add up to over $15 by the end of the year.
If a family of four trades their bi-monthly night at the movies ($64/month) for a Netflix account ($16.99 for three DVDs at a time), the savings is big: $564.12 to be exact. Switch to using the library (FREE) and you'll save even more—another $200 per year!
If you only used your bank's ATMs to avoid fees ($2 per week), the savings adds up to $104 per year.
Dialing 411 to get phone numbers costs about $1 per usage. Get out your sturdy yellow pages or look up phone numbers online four times per month for a savings of $48 annually.
Like to read? You'll save about $720 every year if you get three new releases from the library instead of the book store ($60).
You're diligent about drinking your 8 cups a day, but are you still drinking from single use (disposable) bottles? Invest in a sturdy reusable bottle ($20 or less) instead of two 20-ounce water bottles per day ($1.10 each) and your savings will get an $800 boost after 12 months.
Need more reasons to quit that pack-a-day ($4) smoking habit? How about 1,460 reasons. That's how many dollars you'll save after one year of going smoke-free.
By cancelling two magazine subscriptions and borrowing them from a friend or the library, you'll save $40 a year.
Eating out is expensive. Bag up your leftovers for half the cost of a deli sandwich ($6). That daily savings of $3 adds up fast: $720 each year.