Share your best advice for living on a budget and stretching your dollars.
I bought the funnest salad plate and a "special" set of silverware..I use it instead of a "regular" plate..It holds less and gives me the opportunity to register the fact i am feeling full..
I walk my dog everyday for 20-30 minutes each time, most of the time twice a day. he needs it and won't settle for less.
I don't spend bills that have either my first or last initial in the serial number. Instead, I save them for trips or big ticket items I want to buy.
For my birthday and Christmas, my mom always wants "ideas" of things I would like to have. I started keeping a list throughout the year. When I find something I would like but won't buy it for myself, I write it on the list. When the holidays come around and I still want the item, I have ideas.
Whenever I clean out my purse, wallet, or cup holder that holds change in my vehicle I drop the extra change in a cookie jar my grandma bought me. Eventually, I take time to cash it all in and it usually buys a few gallons of gas or in my case, pair of shoes, LOL!
Shop sales, use coupons, loyalty card discounts, etc., when grocery shopping. The total you save is usually printed at the bottom of the receipt. Transfer that amount from your checking into your savings account; you'll be surprised how it really adds up over a period of time!!
How often do you get to the checkout and wonder how in the heck your grocery bill got so high? I keep an ongoing list on my refrigerator and add to it whenever we run out of something. Don't buy stuff just because it is on sale! STICK TO YOUR LIST! Your wallet & savings account will thank you!
Print coupons from the internet and then match them to the ads. I make it easy and take my ads and coupons to walmart as they match all competitor ads and accept on line printed coupons
I hide my money in a baking soda container in the fridge, eventuallly u forget its there. I also save all my change i never spend change i just save in two weeks we had 100 in change.
1. clip coupons, print them from freeflys,other free coupon sites, also use Sunday paper to catch deals ( average savings for me 90.00)
2. when we use our check card it automatically adds 1.00 to a separate high interest savings acct- used for family
3. budget plans for gas/elect...