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My husband and I carpool to work together. Because we only take one car into town, it makes us plan our errands in advance, so that we are economizing time and gas. We rarely have to wait on each other, and when we do, we just stay at work and watch Netflix or Hulu on our work computers.
Before I make any online purchase, I use my search engine to look for "online coupon code for ____" (where the blank is filled with the online store name). I frequently find coupons codes for free shipping (which can add up!) or a % off the total purchase, etc! I've reaped some big savings.
When I use my debit card I rounded up to the nearest dollar. If I spent 8.23, I wrote it in my register as 9.00. Now that I am used to the process I round up to the nearest $10. Ex: If I spend 8.23, I write in $10, This has allowed me to save for vaca. and xmas. The last time I looked I have $899!
track all your spending to find the spending leaks. An example is stopping for a fancy coffee every morning on the way to work. $3 X 5 =15 X4 wks = $60 per month.
Doing simple things like turning off water while handwashing dishes, and not rinsing them before putting them into the dishwasher (Scrap them instead), and turning it off while washing hands or brushing teeth can make big savings in your water bill. But remember, drink enough water!