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When I use my debit card I rounded up to the nearest dollar. If I spent 8.23, I wrote it in my register as 9.00. Now that I am used to the process I round up to the nearest $10. Ex: If I spend 8.23, I write in $10, This has allowed me to save for vaca. and xmas. The last time I looked I have $899!
track all your spending to find the spending leaks. An example is stopping for a fancy coffee every morning on the way to work. $3 X 5 =15 X4 wks = $60 per month.
Doing simple things like turning off water while handwashing dishes, and not rinsing them before putting them into the dishwasher (Scrap them instead), and turning it off while washing hands or brushing teeth can make big savings in your water bill. But remember, drink enough water!
Every time you break a $5 bill or bigger, just slip the $1 bills away so you cannot spend them. Even on a tight budget this can be done. At first I felt squeezed on my budget putting those few $1's away, but I chose to follow through with my plan. Before I knew it, I had $100 to spend!
I like rotisserie chickens at my Safeway store. I buy a lot of them & save the bones when I'm done in big ziplock bags in the freezer. Every couple of months, I pull out the 'bone bag' & simmer them in a big pot with nutmeg, pepper, celery, onion & garlic to make chicken stock.
Make a menu that includes dinners, lunches, snacks and breakfast. Quick glance tells you what should provide leftovers for the next day's lunch and what to pack for a snack. Make your grocery list from your menu and eliminate extra trips to the store!