This is a great trick to use during the holidays!
We kept a coin jar, but we'd roll coins and exchange it for cash immediately then spend it; no savings there. Now we wait to roll until the jar is at least 3/4 full, and it has to go in our savings account. Seeing a large amount helps us stay motivated.
Sometimes spending a little extra money on a bag of apple slices or a kit with hummus and pretzels is okay. If these smaller portion sizes (or convenient yet healthy foods) allow me to stay on track, it's worth it! Plus, it can actually save me money because they don't end up in the trash!
I have a rule called 50-20-30 Debt savings and power pay down...
I save money and eat healthy by slow cooking large amounts of brown rice or beans and then saving meal sized portions in re-usable freezer and microwave safe containers. I also do this with chicken breast I use for salads and sandwiches and it saves me from buying the salty prepared kind.
One thing I do to save money is to get a part time job at a gym in town. I was on swim teams as a kid and can teach swim lessons once a week and get paid for it! As well as get a free membership to the place I work! Most gyms offer discounted or free classes for employees and some even have health programs for them as well! It's a great way for me to save money and earn some as well! Plus it makes sure I'm going to the gym!!
I've figured out that if I put my purse (with all my cash/debit cards/etc.) in the backseat or even the trunk of the car (any where that I can't reach) it makes going to a drive-thru for a snack impossible. And usually I'm too lazy or rushed to stop and actually go in.
When we buy a whole pineapple and peel/core it to serve, we save the core and put it INSIDE a chicken or turkey while it's being roasted. GREAT flavor, keeps the bird moist and tender, and uses up what otherwise would have been thrown away.
Some women look at shopping like an adventure. It's a chance to possibly find a beautiful dress or a perfect gift to have on hand just in case. Looking is at least as important as what is purchased. This, however can lead to unexpected purchases.
When I Black Friday shop, I'm usually out for AT LEAST 8 hours...make sure to bring healthy snacks with you so when you get snacky you don't grab something at the register...you save money and calories!
I save and purchase everything with cash. I own everything I have which lets me sleep at night because I'm not stressed worring how I'm going to meet my payments when due. You also save alot by not paying those interest rates !
It can be a little overwhelming, but you can save so much money by shopping at them. I saved about $700 on clothing this summer by thrifting. I also have a blog where I post all my finds etc. Feel free to check it out!
Try going to bountifulbaskets.org and ordering a basket of fruits and veggies for cheap ($15.00). You never know what you're going to get, and I've tried tons of new veggies using it. Who knew my kids and I would love things like cabbage, kale and bok choy? While most of the foods are "normal" parts of our diet, we occasionally get something I've never bought, and it's been a definite healthy learning experience for all of us.
I have a great trick to save money while getting your clothes clean: You use 1/2 of what the detergent says to use. I know a lot of people do this but it really does work and it gets your clothes just as clean!
I have a blog that will teach you how to shop on an extreme budget while maintaining a beautiful wardrobe! I hope you guys will check it out...we should have nice clothes to go along with our nice new bodies :D
Visit daily deal sites and when you see something that even mildly interests you - buy it! This is how I discovered a passion for yoga, and also how I discovered that spin class is not my friend. Its a great way to try new things and mix up your routine - most offers are for 4 -6 classes, so even if you hate it its not a huge committment and still keeps you active. You can also buy things like massages and spa treatments to reward yourself!
Amazon, Half Price Books, and even thrift stores are the source of a large percentage of books I own. I'm horrible about returning rented books and most of the bestsellers I've found sold from $1.99 a huge savings from the originally priced @ $25.
If you make a list before going shopping and walk briskly to each thing and then straight to the counter to check out you will not only burn more calories than you would by shopping slowly, but you'll also spend less by not picking up extra things!
Laundry detergent usually says "Fill cap to line 1," but it's impossible to see line 1, so we just fill up the cap, right? This uses 4x as much soap as you need! Take a permanent marker and mark line 1 inside the cap (you'll need a bright light to find it). Only fill to that line -- even for extra-large loads. Your clothes will get just as clean, and you'll save tons of money!
Learning to can and preserve your own food does more than save you money. Many of the products on the market like canned tomatoes, beans, and fruits are canned in cans that have a lining that may be harmful to your health and can cause cancer. By canning your own food you save money and your health. Need help getting started? Go online, the library, or even your local cooperative extension has advice. You don't have to start out with pressure canning. (continued in more information)
I found a bubble gum machine, which only accept quarters. I filled it with pistachios. So when ever I have munchies, I have to put a quarter in to get 6 pistachios. First it helpes me with portion control, second I have enough money to replace the pistachios with another bag without dipping in my pocket.
I have a Braun rechargeable toothbrush that I use daily. Since I have used it, I haven't needed any dental work except routine cleaning. I use it for the 2 minutes recommended by dentists, and it has been a great investment for my health and for my pocketbook!
The best thing to do is buy in season...