There's the cruise you want to take next year. There's Christmas. There's your new/used car. Most banks offer savings accts with no minimum balance and no monthly fee, as long as there's an auto-transfer once a month of at least 25.00. Set up several, and you'll never miss the money!
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Save money on home entertainment and put what you would have spent on sitting on your backside into a vacation fund or something else special for you and/or your entire family
Don't pay monthly for cable or satellite television service! Watch your DVD collection, get your favourite TV shows on DVD, or better yet, turn off the tube and have some family time! Skip the commercials tempting you to spend your money!
here is a clever way to save on little things that i do!!!! i became an avon agent and sell things in this small village on my almost no spare time. so i know the specials before everyone else ,,, and i get them on discount well a shampoo that costs 1 euro in book for me is 0.74 cents after collecting orders i sit down and caculate.... and see what i made... then i shop some of it on avons specials.... so it is really costing me nothing...
but i got allot of shampoo and body soap and little goodies like eyeshadows and lipsticks...and so on. so every little penny counts when i go accual shopping for food and paying bills this is a way not to shop from families money little things we need but we can find in avon!
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