Giving a microloan through Kiva.com is a great way to save/use money. As the people repay the loan, you can withdraw it or save it up to reloan it to another person. If you need it, withdraw. If you don't then wait.
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Decide on a reward you would like to purchase for yourself for being good. Every time you feel like buying a bad food to satisfy a craving or ease your stress, put the money you would have used in a piggy bank towards your reward.
After awhile you can see how much money and extra weight you are saving when you put the money towards a healthier reward.
Make a budget and stick to it. Using an envelope system can work by withdrawing the money you allot for buying food and pay for groceries with cash. Or if you don't trust yourself to not get a pizza delivery or something then use your check/debt card but track all spending with mint.com
Check out daveramsey.com for more tips on how to save money and get out of debt.
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