I'll admit it, I hate drinking straight up water. I like to try and keep some of those zero-calorie mixes that you add right to the water (there are a bunch of brands) in my bag so I can motivate myself to drink water throughout the day. Better to be hydrated with them than not get enough water! Over time, I've found that I can kind of phase them out.
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It was made VERY obvious to me recently when I upped my water intake that that was just what I needed to get back on track with weight loss. I'd never noticed how important water could be until I made this change. If you find water boring, there are TONS of ways to make it more interesting! A quick internet search will give you ideas!
Many people have money borrowed on credit cards and are paying huge interest rates while they still sock money into investments such as RSPs and RESPs. These are important and should not be forgotten, but if you're paying 28% interest you are seriously jeopardizing your future!
Scale way back on those investments until the highest interest rate cards are paid off! You've made a big mistake with that debt and it will really impact your future well being. The interest you are making on the investments are being eaten up by the interest you have to pay on the credit cards!
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