For the last 4 years the adults in our family pool 1/2 the money we would have spent on each other for Christmas and purchase an animal or 2 through World Vision for the less fortunate in another country. We save 1/2 the money and help some people who have far less than we do.
Please note these are member-submitted secrets and are not reviewed by SparkPeople's health experts for accuracy. If you feel a secret is inappropriate, please click Report Inappropriate Secret and our staff will review it.
Advertisement -- Learn more about ads on this site.
In addition to my Christmas savings, I also buy gifts all year round for Christmas. I have the standard set of people (or service positions) that I buy for or recognize each year - as I think most people do. So if I see a gift in April or August, I buy it and save the time and money in December.
My goal is to be done shopping Thanksgiving weekend, so I shop all year round. When my Christmas check arrives, I use it for buying the tree, wreath, food for special meals, donation gifts and 3 birthdays in January! (think of the things that aren't as easily purchased too far in advance.)
From my auto deposit into my bank, I also have 2 other withdraws up into my Christmas savings account and my emergency account.. $50-$100/mo. When it's auto done.. you don't think about it and it really adds up!!
I work in a financial institution and have my paycheck go to a checking account at another institution. I also have additional money deposited to a savings account and a Christmas club there. My theory is out of sight, out of mind--I never touch the savings account or the Christmas club!
SparkPeople, SparkCoach, SparkPages, SparkPoints, SparkTeams, SparkDiet, SparkAmerica, SparkRecipes, DailySpark, and other marks are trademarks of SparkPeople, Inc. All Rights Reserved.
SPARKPEOPLE is a registered trademark of SparkPeople, Inc. in the United States, European Union, Canada, and Australia. All rights reserved.