We kept a coin jar, but we'd roll coins and exchange it for cash immediately then spend it; no savings there. Now we wait to roll until the jar is at least 3/4 full, and it has to go in our savings account. Seeing a large amount helps us stay motivated.
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Every couple of days or so I empty out the coin purse part of my wallet and put it in my "piggy bank." Then once that is full I roll up the coins (I know, I know, I could take it to one of the Coinstar machines) because I like to do all of that myself. Once all of the coins are all rolled up I immediately take them and deposit them into my savings account. The last time I did this I think I had $50 worth of coins!
Gee, I guess the pennies (and nickles, dimes, quarters) really do add up!
At the end of a shopping day, I put all my coins in the piggy bank and at the end of the month I roll up the coins and take them to the bank, it sure add up at the end of the year. Now you have something saved for a raining day.
Our credit union has a change counting machine. I can throw my coins into the machine and it goes straight into my savings account. I don't have to roll or wrap and I don't pay a service fee like the charge from the grocery store's coin machine.
A once a week stop at the credit union to get rid of loose change makes the savings add up quickly.
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