In my OMAT team, we pick one reasonable and reachable goal for each month and work on that small goal for a whole month. By the time the month is done, you've now broken an old habit and created a new one! I've been doing this since September 2013 and it's the one thing that helped me finally budge the scale!
Here the name of our team if you are interested: My OMAT Challenge (One Month At A Time)
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The easiest way to save money for me is to keep two separate bank accounts - one for all of my normal monthly bills (rent, mortgage, utilities, cable, etc) and one for the "rest". Have your work do separate direct deposits into those accounts. Figure out the most you will spend in any given month and use that for the amount into your bills' account. Anything under budget that month, put into a savings account. Some months will have nothing extra but some months will be a few hundred!
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